The art of hair plantation

Posted on August 14, 2008 by sugigs

Hair become part of our lifestyle, hair could make someone become totally different than usual. In some modern city like new york, Hair problem become important problem. Not just for women, but also for man who we never think that men will so concern about their hair. But hair problem for men and women was totally different. If a women has a hair problem because they want to make their looks more beautiful so want to change her hair model. For men, they hair problem is about become baldy. There some reason why men become baldy. Most of them was because genetic problem, some of them because age, Etc.

Now with the newest technology, people become smarter. There are some method to solve men’s hair problem. This technology called hair transplants. For men who are live in new york, there are some place which has hair plantation services for their customer. For example new york hair transplants. Of course also for another big cities which have metrosexual mens.

So for a men who have bald problem, we need to try. We could still confident with our hair.

Warren Buffet, an Investor Phenomena

Posted on August 14, 2008 by sugigs

Who didn’t know about Warren Buffet, Top Richest man in the world who have many brilliant idea to be real investor. One of his idea was about value theory which said that Market price must be lower than value. With that simple theory, he become the most successful man who starting to investing their money with just 3700 USD in 1965 and become 100 billion USD in 2006.

Buffet is the genius investor which always use their value investing theory, which always said that investment under value priority. Never afraid to entered market when market was crushed down. The most important things is He never forget to controlled his emotion. Another important things is,

He not just see market value as a based because not really actually represent the real condition.
Buffet is a man who know about the different between Character, reputation, and use it when he was investing his money. With Berkshire Hathaway Inc, Buffet has many kind of business, such as Property, Insurance, Reassurance, Energy, etc.

He always consistent with his portfolio, 30% insurance, 10 % energy, 60% Manufacture and retail. Actually he wasn’t Mr. Perfect man, He also ever failed in his investment which make him loss hundred thousand or even million dollars, but he never saw it as wrong way, it just different way.

Becarefull with SCAMS

Posted on August 12, 2008 by sugigs

Currency trading scams can take many forms. Essentially it means defrauding individual traders by convincing them that they can make huge profits by trading in foreign currency. Foreign currency trading involves equal potential for both profits and losses. If somebody claims that there is minimal risk and great profit potential in forex trading, that is also forex scam.

Forex scams mostly occur with non-bank forex traders. The main reason being ignorance of individuals, greed, lack of education, improper selection of brokers or trading platforms and lack of control. Individual forex currency trading has increased significantly over the last few years and so have fraudulent activities. This may continue like that unless there is further regulation.

Since there is no central currency market, it is very difficult to prove scams and frauds. Technical, over the counter (OTC) and unregulated nature of the forex market make currency trading vulnerable to fraud.

We has recommended 9 guidelines that every individual forex trader should follow while trading foreign exchange. These are:

1. Beware of companies which promise huge profits with minimal risk.

2. There are no guaranteed profits. One should avoid any scheme which promises a fixed amount of return or any other guaranteed level of returns.

3. Avoid companies which guarantee no or least amount of risk. Don’t risk your retirement funds in a forex market.

4. Watch your investments in inter bank market. If some forex brokers claim to be engaged in such a market, be cautious and ask for full information.

5. Don’t trade on margin. One should understand that one can lose amounts much larger than margin amounts that one pays. One should clearly understand margins, before committing.

6. Don’t send or transfer cash on the internet as it can be lost for ever. It is highly unsafe. Many companies do not indicate their addresses or contact numbers on their websites. Avoid these companies.

7. Members of ethnic minorities like Russian, Chinese and Indian should particularly beware of fraudulent companies. They should not trade with their own funds if appointed on these companies as company executives etc.

8. Before committing with any company, one should obtain as much information about the company as possible. It should be verified from 3rd party sources.

9. Avoid dealing with anyone who refuses to divulge their background.

Get a Profit with Courier Business

Posted on August 11, 2008 by sugigs

As the petroleum oil price increase, make some industrial must recalculate their operational cost, especially cost which have direct relation with fuel cost. Some of Industrial or personal starting to use direct delivery or courier to deliver their product or when buying a product.

Personal life style change from cash and carry become using delivery order because they don’t want Fuel cost increasing their cost and make some limitation for their mobility. So it’s a big chance for direct order delivery courier business.

Some of courier business owner who doing such kind of business admitted that with the fuel price increasing, their customer also increasing sharply. But now, they just give a service for medium high class customer.

Their business also increasing sharply because they made a mutual relationship with some industrial who sell and delivery their product to their customer. An industrial like Restaurant, Pharmacy, Bookstore and Music store starting to using courier service to give value added for their customer.

Uniquely, For a industrial who has delivery services never have different price from a customer who buying using conventional method (Cash and Carry). Because it just service for their customer. With a lifestyle which become more complex everyday, i think this kind of business has a good prospect. Customer wouldn’t like waste their time on the road just for buying one product, wasting their fuel for traffic jam.

So wanna try??

Delaying Your Problem… It Wasn’t Solution

Posted on August 10, 2008 by sugigs

Time never stop. We always stepping forward, and before we realized, Actually your steps was too far and couldn’t undo.

When we have a problem, the best solution is immediately finish or solve it. when you want hear your friend’s voice, don’t delay it and make a call for call him/her

And the most important when you want to say your feeling to someone, never delay it.
Because we would never know, if tomorrow never come.

If we always think that tomorrow always come, and “when” tomorrow would leave us immediately, There is only regret.

Insurance is a part of our planning, why?

Posted on August 10, 2008 by sugigs

An important part of family planning involves the financial risks associated with owning a home, automobiles, and the risks of losing your ability to income due to illness or death, or medical costs associated with health problems that can eat in to a family’s income. Fortunately society has developed a system for addressing such concerns with various types of insurance.

When you look at the potential for loss and significant life changes that can occur in the event of the loss of a home, or loss of a sole provider of income, insurance is an essential plan of protection. It is a means of transferring the risks of loss to an entity that agrees to absorb those losses that otherwise could potentially destroy a way of life for a family.

A financial plan is really a risk evaluation. One of the first tasks is to put risks in order of importance, which for average American families might be life, home, and then auto, with the last two representing what are probably the greatest expenditures for an average family. When purchasing insurance as part of a risk management strategy, it is important to focus on cost vs. benefit.

New Era Of Mailing

Posted on August 10, 2008 by sugigs

Friendster’s CEO Richard Kimber has a fantastic dream. He hope there is a time when Social network sites like Friendster could be Trendsetter for Communication media like Email for internet user.

Now, Email was communication based for internet user. And in the near future he hope all person would use Social network sites or using it like email user now as a Communication Media. Kimber believes in the next 5-10 years, social network site like friendster would growing fast, because based on the statistic data, Social network site user just only 20 percent from all internet user. For some people, there are a big potential market. So considering use social network sites as promotion media wasn’t bad idea.

The Economic of 7 Big Countries Slower than Before

Posted on August 10, 2008 by sugigs

Based on the last survey, The Economic growth of 7 strongest country going slower, but in the other hand the economic growth for country like India, China growing up.

Organization for Economic Cooperation and Development (OECD) said that all of indicator show that 7 countries going slower will be continuing. Another data said that China and Brazil would be continuing their growth, but another country like India and Russia would be slower than now.

Indicator for 30 countries who join in OECD decreased 0.06 point in June 2007, and 5points lower than June 2007. Here is a list which showing 7 great countries statistic for June 2008 and last year.

US down for 0,2 poin last month and 5,4 points for 12 months
Japan didn’t change for last month, but down 4,1 points for 12 months
England down 0,8 points last month and 4,8 points in a years.
Canada down 1,1 points last month and 3,9 points in a year.
France down 0,9 points last month and 5,1 points in a year.
Germany down 0,9 points last month and 5,4 points in a year.
Italy down 0,7 poin last month and 4,5 point in a year.

In the other hand, China Economic Indicator, Indicate 0.8 points growth in a year, India down 1.5 points for last month and 4.4 points for a year.
Russia down 1,2 poin at May, but growth 0,9 point in 12 months. Brazil lower 2,2 points for June but growth 1,4 point for last year.

Commodities crushing down?? nope…

Posted on August 9, 2008 by sugigs

Tomorrow some of commodities reached their lowest price since 2008. the dollar rallying and commodities slumping is first and second inning as a stronger dollar and slower economic growth eroded demand for raw materials. Economic growth will be “particularly weak” through the third quarter. People have gotten very worried about demand for commodities because of this global meltdown.

The CRB Index of 19 raw materials declined 12.12, or 3 percent, to 387.42, the lowest since April 2. The measure is down 18 percent from a record 473.97 on July 3. Crude oil fell $4.82, or 4 percent, to $115.20 a barrel on the New York Mercantile Exchange. Earlier, the price touched $114.62, the lowest since May 2. Oil has dropped 22 percent from the record $147.27 on July 11. Gold futures for December delivery fell $13.10, or 1.5 percent, to $864.80 an ounce on the Comex division of the Nymex. The price has dropped 6.3 percent in six sessions.

I think, we no need to worry, because again and again it just because slower market demand. as an economic principle, lower demand price getting lower, higher demand, price getting high. When the end of the year everything would be back to normal. Because every end of the year, in my note Consumer would increase their demand.

never forget about the meaning of investment. Never be panic. If we’re panic we are doing speculation.

Comfort zone

Posted on August 8, 2008 by sugigs

Comfort zone?? what is comfort zone mean? Comfort zone is a condition when we feel relax, secure, comfort and safe. When we were standing on comfort zone, usually we won’t take a risk to losing our position. But there is a time when we must leave comfort zone to be more productive and successful in our life.

In our life, if we never give our life challenge to leave comfort zone, we won’t never know how far we could go and reach for our life. And if we still in and never leave comfort zone, Our dream just become our dreaming. All great people had challenge themselves to get out from their comfort zone. Sometime challenge ourself not so easy as we talk. Based on Daniel Belcher some problem like slow speech, over weight, bad teeth, a disability and lastly just plain fear become our problem to get out from comfort zone. Our job is challenge ourselves to move pass these things to greater success.

Get out from comfort zone, doesn’t mean we force ourselves to leave our life. There is a time for us to join our comfort zone after we had success in our hardwork. But when we see a new chances and need us to leave our comfort zone, it’s time to challenge our life to get out from box of comfort.

The main point for get out from our comfort zone, when we success to do it, we will get much appreciation, because you are one of less person who success to leave your comfort and get bigger comfort zone after that. Another benefit, you will always feel confident to do something because you believe we could change anything and you had experience. Others will look at us as someone who is willing to take a stand.

After we success to out for the zone, next time we would instinctively to know and recognize when we need to step out again and when we need to act. The main point is never let your comfort zone become our problem and make us become passive and didn’t see any challenge.