Paying off debt is easier once you stop using your cards.

• Pay off your highest interest credit card debt first, making sure you avoid the “minimum balance trap.” Because credit card companies make their money from interest payments, they purposely set those payments low so it will take you years to pay off the balance. Paying just a little more than the minimum can make a big difference.
• For example, assume you have a balance of $5,000 at an interest rate of 15% and you make the minimum monthly payments of 2.5% of the balance or $25, whichever is greater. It would take you 183 months to pay off the debt and cost you $4,395 in interest. However, if you were to pay an extra $150 each month, you would pay only $845 in interest over 27 months. This is a hypothetical example for illustrative purposes only.
• Consolidate your debt by transferring outstanding balances to lower-rate cards. These days, the competition between credit card issuers is so intense that you can often negotiate your interest rate. If you don’t want to transfer your balances, chances are that your current credit card company will match the interest rate of a competitor. Just be aware that some of the low rates available these days are “teaser rates,” which only apply during the first 6 to 12 months you have the card.
• Cancel your old cards so you won’t be tempted to use them again. The most you need is two. And leave them at home unless you really need them.
• Set up a realistic payment timetable and stick with it. If you need to readjust your timetable, do so. If you have trouble, talk to a professional.

The biggest lizard in this world, it’s sometimes called komodo dragon. There is nothing dragon like about the komodo, though. Admittedly a komodo (Varanus komodoensis) is huge an adult can grow to be 3 meters high with approximately 70 kgs in weight, but it is not as fierce as many people thought. For instance, komodo dragons do not pursue their preys actively or show vicious streak in their coup de grace. Checking on a komodo dragon’s mouth and teeth must be every dentist’s nightmare, for they are incredibly smelly and full of germs. A komodo dragon usually eats the youngs/wounded animals. But bigger komodo dragons are known to attack bigger livestocks. A bite from a komodo dragon is enough. Then the komodo dragon will follow its prey for days, if necessary. The germs are bound to take effect. When the prey dies, the komodo dragon feasts.

Located between Sumbawa and Flores island, Komodo National Park was founded as a conservation for komodo dragons. Six years after the establishment in 1980, UNESCO declared that this park is a World Heritage Site and a Man and Biosphere Reserve. Komodo

National Park consists of three main islands, i.e. Komodo, Rinca, and Padar, also other smaller islands. One of the richest marine environments, this park is also the home for at least 1,000 species of fish, hundreds of species of reef-building, coral, and 70 types of sponges. You can also find sharks, manta rays, whales, dolphins, sea turtles, and dugongs in this park.

Getting There
You can go to Lombok or Flores island first, then embark on a boat/ship to this island.

Nouveau riche (French for “new rich”), or new money, refers to a person who has acquired considerable wealth within his or her generation. This term is generally to emphasize that the individual was previously part of a lower socioeconomic rank, and that such wealth has provided the means for the acquisition of goods or luxuries that were previously unobtainable. The term can also be used in a derogatory fashion, for the purposes of social class distinction, to describe persons with newfound wealth and who are viewed as lacking the experience, finesse, or taste to use wealth in the same manner as old money - persons from families who have been wealthy for multiple generations.

The idea of nouveau riche and the struggle between the monetary elite is not a 21st century idea. According to David Gill, animosity between old inherited wealth and the appropriators of new wealth is often traced as far back as ancient Greece.Theognis, a sixth century B.C. aristocratic poet, wrote how “In former days, there was a tribe who knew no laws nor manners…These men are nobles, now, the gentlemen of old are now the trash.”^[3] This Greek poet wrote these words during a time in Greece, when money and economic growth in relation to trade gave rise to high class proprietors.

As sophisticated as the term sounds, nouveau riche, has been given a new definition and grandeur within the 21st century. This cultural shift in attitude towards the nouveaux riches began through the example of President Ronald Reagan, as stated by Nelson W. Aldrich Jr. in his 1988 work “Old Money: The Mythology of America’s Upper Class.” Aldrich states that Reagan as a self-made man surrounded himself with other self-made men, who had transcended society’s class ladder. Many believed that Reagan was an “embodiment” of the new money movement as seen through his election on the “right-wing politics characteristic of the Sunbelt nouveaux riches.” Reagan encouraged the embracing of the “Market Man” and further encouraged greater efficiency in corporate America through the use of the hostile take over.^[14] In the dawn of the rise of Silicon Valley, entrepreneurship has become appreciated for its underlying hard work and goal of greatness. The lines that once separated society between new money and old money have been changed since the birth of the “overnight multimillionaire”. Internet moguls such as David Filo and Jerry Yang, creators of Yahoo!, are helping to redefine terms such as nouveau riche. Reagan-like ideas gave way to a futuristic industry, as found in the electronics business, in which “a bunch of wide-eyed kids” who “weren’t just out to make money: they were idealistic and were going to change the world.” Joseph Nocera of the New York Times Magazine purported that a societal change occurred when “New Money became respectable the moment it was connected to a California computer start-up instead of to a Texas oil well.” ^[15]